Patreon Income Calculator

See what a membership actually pays after Patreon's cut, payment processing and churn — not the headline pledge total.

Inputs

Patreon plans run roughly 8-12% of income.

Result

$1,779

net membership income per month

300 patrons pledging $7.00 produce $2,100 gross and $1,779 net after $321 in fees — $5.93 per patron.

Gross pledges
$2,100
Platform fee
$168
Processing fees
$153
Net per month
$1,779
Net per patron
$5.93
Average patron lifetime
20.0 months
Lifetime value per patron
$119
Annualised
$21,348

Formula

  • gross = patrons × average pledge
  • fees = gross × (platform % + processing %) + patrons × fixed fee
  • net = gross − fees
  • patron lifetime = 1 ÷ monthly churn; LTV = net per patron × lifetime

Methodology

Membership platforms take two bites: a percentage plan fee and payment processing, which includes a fixed charge per transaction. That fixed charge is why $1 tiers barely clear anything and why higher-priced tiers are dramatically more efficient.

Churn decides whether membership income compounds or stalls. At 5% monthly churn the average patron stays 20 months; at 10% they stay 10. Multiplying net income per patron by that lifetime gives the value of every new signup.

Every figure here is an estimate. Real earnings move with your niche, audience country, season, advertiser demand and how a platform is paying that month, so treat the result as a planning range rather than a promise.

Example calculation

  1. 300 patrons at $7 each: $2,100 gross.
  2. Platform fee at 8%: $168. Processing at 3% plus $0.30 each: $63 + $90 = $153.
  3. Net: $2,100 − $321 = $1,779 a month, about $5.93 per patron.
  4. At 5% churn the average patron stays 20 months, so each signup is worth about $118.

Frequently asked questions

How much does Patreon take?

Between 8% and 12% of income depending on the plan, plus payment processing of roughly 2.9% plus $0.30 per transaction. Budget for 12-16% total.

How many patrons do I need to earn a living?

At about $6 net per patron, roughly 700 patrons produce $4,200 a month. Higher-priced tiers reduce that count sharply because the fixed per-transaction fee stops eating the pledge.

What is a normal churn rate for memberships?

3-8% monthly is typical. Annual billing options cut churn substantially because a patron only reconsiders once a year.

Should I use annual pledges?

Yes where possible. Annual billing improves cash flow, reduces churn, and cuts the number of transactions you pay a fixed fee on.

Does this work for Substack, Ko-fi or Buy Me a Coffee?

Yes. Change the platform fee to match — Substack takes 10%, Ko-fi has a free tier, Buy Me a Coffee takes 5% — and the rest of the maths is identical.

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